Terms of Service

Last updated: January 1, 2026

1. Acceptance of Terms

By accessing or using AutoCarInsurance.online ("the Site"), you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, please do not use our Site or services. We reserve the right to update these Terms at any time. Continued use of the Site after changes constitutes your acceptance of the revised Terms.

2. About Our Service

AutoCarInsurance.online is an independent auto insurance quote comparison and lead matching platform. We are NOT an insurance company, agent, or broker. We do not underwrite, issue, or sell insurance policies. Our service connects consumers with third-party insurance providers who may offer quotes, coverage options, and policies. Any insurance transaction takes place directly between you and the third-party provider, not with AutoCarInsurance.online.

3. Eligibility

You must be at least 18 years of age and a legal resident of the United States to use our services. By using our Site, you represent and warrant that you meet these requirements.

4. How Our Service Works

When you submit a request through our Site, your information is shared with one or more third-party insurance providers or their agents who may contact you with quotes and offers. AutoCarInsurance.online does not guarantee that you will receive a quote, that any quote will meet your needs, or that you will obtain insurance coverage. Availability of quotes and coverage depends entirely on the third-party providers.

5. User Consent and Communications (TCPA)

By submitting your information through our Site, you expressly consent to receive calls, texts, and emails from AutoCarInsurance.online and its partner providers regarding auto insurance quotes, including calls made using automated dialing systems or pre-recorded messages, at the phone number and email address you provided. This consent applies even if your number is listed on a state or federal Do Not Call registry. Consent is not a condition of purchasing any goods or services. Message and data rates may apply. You may opt out at any time by contacting us at info@autocarinsurance.online.

6. Accuracy of Information

You agree to provide accurate, current, and complete information when using our services. Providing false or misleading information may result in inaccurate quotes and is your sole responsibility. AutoCarInsurance.online is not responsible for errors resulting from inaccurate information you provide.

7. Intellectual Property

All content on this Site, including text, graphics, design, and layout, is the property of AutoCarInsurance.online or its content suppliers and is protected by applicable intellectual property laws. Company names and trademarks mentioned on this Site (including Geico, Progressive, Allstate, State Farm, Liberty Mutual, Farmers, USAA, Travelers, Hagerty, and Zurich) are the property of their respective owners and are referenced solely for identification and comparison purposes. No affiliation, endorsement, or partnership is implied.

8. Disclaimer of Warranties

Our Site and services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components. We do not warrant that any insurance quotes or information provided will be accurate, complete, or suitable for your needs.

9. Limitation of Liability

To the fullest extent permitted by applicable law, AutoCarInsurance.online and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or goodwill, arising out of or in connection with your use of our Site or services.

10. Third-Party Links and Services

Our Site may contain links to third-party websites or services. These are provided for convenience only. AutoCarInsurance.online has no control over and assumes no responsibility for the content, privacy policies, or practices of any third-party sites or services.

11. Privacy

Your use of this Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our data practices.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Ohio, United States, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in Warren County, Ohio.

13. Contact Us

If you have any questions about these Terms of Service, please contact us: